Robotic Surgeries and Health Insurance in India: What You Need to Know

23 December, 2022 2 min read

According to the rules released in 2019 by the Insurance Regulatory and Development Authority of India (IRDAI), all health insurance companies in India must cover robotic surgeries in at least one of their plans. This includes coverage for expenses related to hospitalization, surgery fees, doctor’s fees, nursing charges, ICU charges, and more. Additionally, the policy also covers pre and post-operative hospitalization and surgical costs.

However, there are certain criteria that must be met for coverage. The primary requirement is that the patient must have a recommendation from a qualified and trained surgeon. Without this recommendation, the insurance company will not pay for the surgery. Additionally, there may be limits to the coverage, which means that the insurance company will only pay up to a certain amount that has already been set. The remaining cost will be the responsibility of the policyholder.

If you are looking for the best robotic knee replacement surgeon in Kolkata, Dr. Santosh Kumar is a renowned name in the field. However, it is important to note that insurance coverage for robotic surgeries may still have waiting periods depending on the illness or health condition of the insured. For example, if a person already has a condition that requires robotic surgery at the time of purchasing the insurance policy, most insurance companies will require a waiting period of 2-4 years before covering the sickness.

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